FAQ

FAQ

Here you'll find an answer to all your questions regarding Flenting

Here you'll find an answer to all your questions regarding Flenting

24/7

Support on our Website

24/7

Support on our Website

24/7

Support on our Website

2000

Flenting founded

2000

Flenting founded

2000

Flenting founded

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About Flenting

FAQ
FAQ

About Flenting

FAQ

What exactly is Flenting?

Flenting is Luxembourg’s first flexible housing finance platform. We remove the big upfront costs of renting, deposits, first rent, and agency fees and let you pay them monthly instead. It’s faster, safer, and easier for tenants, landlords, and investors.

How is Flenting different from a real estate agency?

We’re not an agency, we don’t rent or sell homes ourselves. We finance the process. Flenting partners with existing agencies and landlords to make their rentals more accessible and faster to close.

Who can use Flenting?

• Tenants who want to move in without large upfront costs. • Agencies and landlords who want faster, guaranteed payments. • Investors who want to earn safe, insured returns backed by real housing.

Is Flenting available outside Luxembourg?

We’re launching in Luxembourg first and will expand to Belgium, France, and Germany soon.

What exactly is Flenting?

Flenting is Luxembourg’s first flexible housing finance platform. We remove the big upfront costs of renting, deposits, first rent, and agency fees and let you pay them monthly instead. It’s faster, safer, and easier for tenants, landlords, and investors.

How is Flenting different from a real estate agency?

We’re not an agency, we don’t rent or sell homes ourselves. We finance the process. Flenting partners with existing agencies and landlords to make their rentals more accessible and faster to close.

Who can use Flenting?

• Tenants who want to move in without large upfront costs. • Agencies and landlords who want faster, guaranteed payments. • Investors who want to earn safe, insured returns backed by real housing.

Is Flenting available outside Luxembourg?

We’re launching in Luxembourg first and will expand to Belgium, France, and Germany soon.

What exactly is Flenting?

Flenting is Luxembourg’s first flexible housing finance platform. We remove the big upfront costs of renting, deposits, first rent, and agency fees and let you pay them monthly instead. It’s faster, safer, and easier for tenants, landlords, and investors.

How is Flenting different from a real estate agency?

We’re not an agency, we don’t rent or sell homes ourselves. We finance the process. Flenting partners with existing agencies and landlords to make their rentals more accessible and faster to close.

Who can use Flenting?

• Tenants who want to move in without large upfront costs. • Agencies and landlords who want faster, guaranteed payments. • Investors who want to earn safe, insured returns backed by real housing.

Is Flenting available outside Luxembourg?

We’re launching in Luxembourg first and will expand to Belgium, France, and Germany soon.

For Tenants

For Tenants

How does Flenting help tenants?

Instead of paying thousands upfront for deposits, agency fees, and first rent, you move in immediately and repay that total monthly over 12–36 months or the length of your rental contract.

What do I need to qualify?

You need: • Proof of employment & income • Luxembourg or EU residence • Valid ID and basic KYC check

Do I need to choose a specific agency to use Flenting?

No, we can work with almost any verified real estate agency in Luxembourg. If your agency isn’t a partner yet, we’ll contact them for you.

How long does approval take?

Usually 24 – 48 hours once we have your documents.

How does Flenting help tenants?

Instead of paying thousands upfront for deposits, agency fees, and first rent, you move in immediately and repay that total monthly over 12–36 months or the length of your rental contract.

What do I need to qualify?

You need: • Proof of employment & income • Luxembourg or EU residence • Valid ID and basic KYC check

Do I need to choose a specific agency to use Flenting?

No, we can work with almost any verified real estate agency in Luxembourg. If your agency isn’t a partner yet, we’ll contact them for you.

How long does approval take?

Usually 24 – 48 hours once we have your documents.

How does Flenting help tenants?

Instead of paying thousands upfront for deposits, agency fees, and first rent, you move in immediately and repay that total monthly over 12–36 months or the length of your rental contract.

What do I need to qualify?

You need: • Proof of employment & income • Luxembourg or EU residence • Valid ID and basic KYC check

Do I need to choose a specific agency to use Flenting?

No, we can work with almost any verified real estate agency in Luxembourg. If your agency isn’t a partner yet, we’ll contact them for you.

How long does approval take?

Usually 24 – 48 hours once we have your documents.

What happens after approval?

We pay the agency or landlord directly, and you move in. You’ll start your monthly payments the following month.

How much do I repay monthly?

That depends on your total upfront cost and repayment period (usually 12 – 36 months). Example: €6,000 total → €520/month for 12 months.

What if I lose my job or can’t pay?

Every Flenting contract includes insurance protection, so payments are covered for a limited period while you get back on your feet.

Does using Flenting affect my credit score or include interest?

No, using Flenting won’t impact your credit score — our checks are soft and internal, independent of traditional credit systems. A small service fee (5–7%) is included in your monthly repayments to cover insurance, processing, and investor returns, similar to how Klarna or other financing plans work.

What happens after approval?

We pay the agency or landlord directly, and you move in. You’ll start your monthly payments the following month.

How much do I repay monthly?

That depends on your total upfront cost and repayment period (usually 12 – 36 months). Example: €6,000 total → €520/month for 12 months.

What if I lose my job or can’t pay?

Every Flenting contract includes insurance protection, so payments are covered for a limited period while you get back on your feet.

Does using Flenting affect my credit score or include interest?

No, using Flenting won’t impact your credit score — our checks are soft and internal, independent of traditional credit systems. A small service fee (5–7%) is included in your monthly repayments to cover insurance, processing, and investor returns, similar to how Klarna or other financing plans work.

What happens after approval?

We pay the agency or landlord directly, and you move in. You’ll start your monthly payments the following month.

How much do I repay monthly?

That depends on your total upfront cost and repayment period (usually 12 – 36 months). Example: €6,000 total → €520/month for 12 months.

What if I lose my job or can’t pay?

Every Flenting contract includes insurance protection, so payments are covered for a limited period while you get back on your feet.

Does using Flenting affect my credit score or include interest?

No, using Flenting won’t impact your credit score — our checks are soft and internal, independent of traditional credit systems. A small service fee (5–7%) is included in your monthly repayments to cover insurance, processing, and investor returns, similar to how Klarna or other financing plans work.

For Agencies & Landlords

For Agencies & Landlords

Why should an agency use Flenting?

Because you rent faster, safer, and to more clients. You receive full payment upfront while tenants repay Flenting monthly, no waiting, no risk.

How does it benefit landlords?

• Guaranteed upfront payments • Fully insured against tenant default • Access to a larger pool of verified tenants

Is there any cost for agencies to join?

Joining is free for pilot partners. Afterward, a small service or onboarding fee may apply (per year).

What kind of tenants does Flenting approve?

Only verified, working tenants who pass our KYC, employment, and aaordability checks, giving agencies and landlords full confidence.

Why should an agency use Flenting?

Because you rent faster, safer, and to more clients. You receive full payment upfront while tenants repay Flenting monthly, no waiting, no risk.

How does it benefit landlords?

• Guaranteed upfront payments • Fully insured against tenant default • Access to a larger pool of verified tenants

Is there any cost for agencies to join?

Joining is free for pilot partners. Afterward, a small service or onboarding fee may apply (per year).

What kind of tenants does Flenting approve?

Only verified, working tenants who pass our KYC, employment, and aaordability checks, giving agencies and landlords full confidence.

Why should an agency use Flenting?

Because you rent faster, safer, and to more clients. You receive full payment upfront while tenants repay Flenting monthly, no waiting, no risk.

How does it benefit landlords?

• Guaranteed upfront payments • Fully insured against tenant default • Access to a larger pool of verified tenants

Is there any cost for agencies to join?

Joining is free for pilot partners. Afterward, a small service or onboarding fee may apply (per year).

What kind of tenants does Flenting approve?

Only verified, working tenants who pass our KYC, employment, and aaordability checks, giving agencies and landlords full confidence.

How quickly do agencies get paid?

Within 24 – 48 hours of final approval. All payments are automated through our payment provider.

Does Flenting replace deposits?

Yes, we cover deposits and fees. Landlords receive their money directly, while tenants repay us monthly.

Can we integrate Flenting into our listings or website?

Yes, we provide partner badges, links, and API integration to show your listings are “Flenting Approved.”

What happens if a tenant misses a payment?

Flenting covers the missed payment immediately, so landlords and agencies always receive their funds on time. Our insurance and recovery system handle the rest directly with the tenant—no hassle or financial risk for you.

How quickly do agencies get paid?

Within 24 – 48 hours of final approval. All payments are automated through our payment provider.

Does Flenting replace deposits?

Yes, we cover deposits and fees. Landlords receive their money directly, while tenants repay us monthly.

Can we integrate Flenting into our listings or website?

Yes, we provide partner badges, links, and API integration to show your listings are “Flenting Approved.”

What happens if a tenant misses a payment?

Flenting covers the missed payment immediately, so landlords and agencies always receive their funds on time. Our insurance and recovery system handle the rest directly with the tenant—no hassle or financial risk for you.

How quickly do agencies get paid?

Within 24 – 48 hours of final approval. All payments are automated through our payment provider.

Does Flenting replace deposits?

Yes, we cover deposits and fees. Landlords receive their money directly, while tenants repay us monthly.

Can we integrate Flenting into our listings or website?

Yes, we provide partner badges, links, and API integration to show your listings are “Flenting Approved.”

What happens if a tenant misses a payment?

Flenting covers the missed payment immediately, so landlords and agencies always receive their funds on time. Our insurance and recovery system handle the rest directly with the tenant—no hassle or financial risk for you.

For Investors

For Investors

What am I investing in?

You’re financing short term, insured housing contracts, helping verified tenants move into homes. Your investment earns steady monthly returns (6–10%) backed by insured repayments.

Is this a real estate investment?

Indirectly, yes. It’s not ownership of property but financing of housing transactions, insured by partner providers.

What’s the risk?

Low. Each investment is backed by an insurance partner covering non payment. You can diversify across multiple tenants and property types to minimize exposure.

How do I get paid?

You receive monthly repayments automatically, a mix of principal and yield, visible in your investor dashboard.

What am I investing in?

You’re financing short term, insured housing contracts, helping verified tenants move into homes. Your investment earns steady monthly returns (6–10%) backed by insured repayments.

Is this a real estate investment?

Indirectly, yes. It’s not ownership of property but financing of housing transactions, insured by partner providers.

What’s the risk?

Low. Each investment is backed by an insurance partner covering non payment. You can diversify across multiple tenants and property types to minimize exposure.

How do I get paid?

You receive monthly repayments automatically, a mix of principal and yield, visible in your investor dashboard.

What am I investing in?

You’re financing short term, insured housing contracts, helping verified tenants move into homes. Your investment earns steady monthly returns (6–10%) backed by insured repayments.

Is this a real estate investment?

Indirectly, yes. It’s not ownership of property but financing of housing transactions, insured by partner providers.

What’s the risk?

Low. Each investment is backed by an insurance partner covering non payment. You can diversify across multiple tenants and property types to minimize exposure.

How do I get paid?

You receive monthly repayments automatically, a mix of principal and yield, visible in your investor dashboard.

How long is my money invested?

Usually 6 – 36 months depending on tenant contract length.

Can I choose which tenants or deals I invest in?

You can either select individual cases or let our algorithm auto allocate across insured, verified deals.

What kind of returns can I expect?

Typically 6 – 10% annual yield, depending on repayment term and risk level.

How secure is the system?

All funds flow through regulated payment partners (e.g. Lemonway or Stripe Connect), with insurance covering non payment or tenant default.

How long is my money invested?

Usually 6 – 36 months depending on tenant contract length.

Can I choose which tenants or deals I invest in?

You can either select individual cases or let our algorithm auto allocate across insured, verified deals.

What kind of returns can I expect?

Typically 6 – 10% annual yield, depending on repayment term and risk level.

How secure is the system?

All funds flow through regulated payment partners (e.g. Lemonway or Stripe Connect), with insurance covering non payment or tenant default.

How long is my money invested?

Usually 6 – 36 months depending on tenant contract length.

Can I choose which tenants or deals I invest in?

You can either select individual cases or let our algorithm auto allocate across insured, verified deals.

What kind of returns can I expect?

Typically 6 – 10% annual yield, depending on repayment term and risk level.

How secure is the system?

All funds flow through regulated payment partners (e.g. Lemonway or Stripe Connect), with insurance covering non payment or tenant default.

Security & Legal

Security & Legal

Is Flenting regulated?

Yes, all financial and personal data is handled under Luxembourg and EU AML/KYC regulations. Funds are held and transferred via licensed payment institutions.

Is my data safe?

100%. We use bank level encryption, GDPR compliance, and never share data with third parties without consent.

Who provides the insurance?

Flenting partners with leading Luxembourg and EU insurers to cover rent defaults and investor protection.

Can someone copy or steal this concept?

Our brand, system, and investor structure are legally protected and patented under ... registration.

Is Flenting regulated?

Yes, all financial and personal data is handled under Luxembourg and EU AML/KYC regulations. Funds are held and transferred via licensed payment institutions.

Is my data safe?

100%. We use bank level encryption, GDPR compliance, and never share data with third parties without consent.

Who provides the insurance?

Flenting partners with leading Luxembourg and EU insurers to cover rent defaults and investor protection.

Can someone copy or steal this concept?

Our brand, system, and investor structure are legally protected and patented under ... registration.

Is Flenting regulated?

Yes, all financial and personal data is handled under Luxembourg and EU AML/KYC regulations. Funds are held and transferred via licensed payment institutions.

Is my data safe?

100%. We use bank level encryption, GDPR compliance, and never share data with third parties without consent.

Who provides the insurance?

Flenting partners with leading Luxembourg and EU insurers to cover rent defaults and investor protection.

Can someone copy or steal this concept?

Our brand, system, and investor structure are legally protected and patented under ... registration.

Future & Expansion

Future & Expansion

What’s next for Flenting?

We’re developing Flenting Home a system to help first time buyers cover down payments and notary fees, turning renters into homeowners.

Will you work with governments or housing programs?

100%. We use bank level encryption, GDPR compliance, and never share data with third parties without consent.

Can companies use Flenting for their employees?

Absolutely. Flenting Corporate helps firms provide flexible, aaordable housing for expats and relocating staa.

Summary : Why choose Flenting?

Because we remove the biggest barrier in real estate, the upfront cost. We make it faster for tenants to move in, safer for landlords to rent out, and smarter for investors to earn steady returns.

What’s next for Flenting?

We’re developing Flenting Home a system to help first time buyers cover down payments and notary fees, turning renters into homeowners.

Will you work with governments or housing programs?

100%. We use bank level encryption, GDPR compliance, and never share data with third parties without consent.

Can companies use Flenting for their employees?

Absolutely. Flenting Corporate helps firms provide flexible, aaordable housing for expats and relocating staa.

Summary : Why choose Flenting?

Because we remove the biggest barrier in real estate, the upfront cost. We make it faster for tenants to move in, safer for landlords to rent out, and smarter for investors to earn steady returns.

What’s next for Flenting?

We’re developing Flenting Home a system to help first time buyers cover down payments and notary fees, turning renters into homeowners.

Will you work with governments or housing programs?

100%. We use bank level encryption, GDPR compliance, and never share data with third parties without consent.

Can companies use Flenting for their employees?

Absolutely. Flenting Corporate helps firms provide flexible, aaordable housing for expats and relocating staa.

Summary : Why choose Flenting?

Because we remove the biggest barrier in real estate, the upfront cost. We make it faster for tenants to move in, safer for landlords to rent out, and smarter for investors to earn steady returns.

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